Import Export

The SBA supports export financing to small businesses when financing is not otherwise available on reasonable terms. The program encourages lenders to offer export working capital loans by guaranteeing repayment of up to $1 million or 90 percent of a loan amount, whichever is less.

Heavy Equipment Leasing

Gaining momentum. Heavy equipment leasing is gaining more and more momentum as business owners are leaving behind misconceptions and beginning to understand the benefits.

Import Financing

Import and export financing provides importers who have orders from customers in the United States, or foreign customers backed by a letter of credit, with the necessary financial backing to provide their overseas supplier with a letter of credit to guarantee payment of goods.

Income Property

Real estate developed or bought for the purposes of generating income.

Industrial Equipment Financing

To be competitive today you must be able to move quickly, produce a quality product, and meet demanding delivery schedules. While a lease can address these needs, a traditional or non-traditional loan may still be the better way to go

Hotel Financing

Purchase or refinance your hotel or motel.

Institutional Financing

Financing provided by an institution, as opposed to individual investors.

Intangible Asset

Something of value that cannot be physically touched, such as a brand name, franchise, trademark, or patent

Intellectual Property

Any intangible asset that consists of knowledge or ideas.

Import and Export Financing

Import export finance programs are supported by the SBA and exist to aid the financing of small businesses engaged in importing and exporting of goods. These programs have helped many small businesses over the years obtain financing when other loan programs are otherwise not available on reasonable terms. The program encourages lenders to offer export working capital loans by guaranteeing repayment of up to $1 million or 90 percent of a loan amount, whichever is less.

Interest Rate

Interest per time, divided by principal amount, expressed as a percentage.

Mortgage Debt

A debt created by a mortgage and secured by the lien property.

Mortgage Lien

A legal claim against a mortgaged property that must be paid or assumed when the property is sold.

Mortgage Loan

A loan to finance the purchase of real estate, usually with specified payment periods and interest rates.

Open End Credit

An agreement by a lender to lend a specific amount to a borrower and to allow that amount to be borrowed again once it is repaid.

Office Equioment Financing

Office equipment financing with a lease just makes more sense than buying. Leasing gives you financial flexibility, helps address changing technology needs quickly, and may offer tax advantages as well.

Operating Lease

The lessor handles all maintenance and servicing for the property that is leased.

Municipal Equipment Leasing

State governments and agencies,County governments and agencies, City governments and agencies, Other public entities funded by state and local taxes.

Interim Financing

These loans range from 6 months to 5 years with the most typical term being 3 years.

Mortgage Note

An agreement that offers a mortgage as proof of the debt and defines the terms under which the mortgage is to be repaid.