Finance Directory

A resource of information that details the lending and investing criteria of funding sources.

Hard Money Lender

Private lenders and fast cash access.

Equity Loan

Equity loan is an investment of financial and human capital in partnership with management to create new opportunities.

Equity Participation

Equity participation deals include clauses and conditions under which the lender shares in the increase in equity of the business.

Equity Financing

Financing by selling common stock or preferred stock to investors.

Factor

A firm engaged in the business of financing accounts receivable, called factoring.

Ground Lease

A building where the land underneath is rented.

Government Small Business Loan

Government small business loan funders provide businesses with much needed capital financing through the SBA 7(a) loan program. We actually make the loans and the SBA guarantees them. It is important to understand that the SBA has no funds for direct lending or grants.

Factoring Government Reveivable

Factoring government receivable invoices is a fairly common practice to avoid cash flow problems for small, growing businesses. One of the main reasons you should sell your invoices for immediate cash is to eliminate the strain of 30, 60, or 90 day pay delays. You need your money now.

Equity Capital

Typically capital raised from owners in the company.

Factoring Invoice

Bring Tomorrow's Money in Today or the selling of an accounts receivable invoice to a "factor" benefits your business with the cash flow it needs.

Government Business Lender

Specializing in small business loans. Government business lender funds provide small businesses with much needed capital financing through the SBA 7(a) loan program. We actually make the loans and the SBA guarantees them. It is important to understand that the SBA has no funds for direct lending or grants.

Forward Commitment

Pledge to provide a commercial loan at a future date.

Finance

To raise money through the issuance and sale of debt and/or equity.

Factoring

The selling of a company's accounts receivables, at a discount, to a factor who then assumes the credit risk of the account debtors. The factor then receives cash from each of the debtors as they settle their accounts.

Nonrecourse Debt

A debt under which the borrower has no personal liability.

Office Equipment Leasing

Office equipment leasing keeps today's dollars working towards tomorrow's success. A law of business says, "Don't put your cash in depreciating assets." Leasing allows you to pay off the equipment as income is earned from its use.

Participation Loan

Participating loan financing is a loan that contains clauses and conditions under which the lender participates in the revenues of the property. The level of participation may be calculated from the gross receipts, net operating income, net income or net cash flows of the property.

Participating Mortgage

Participating mortgage is a loan that contains clauses and conditions under which the lender participates in the revenues of the property. The level of participation may be calculated from the gross receipts, net operating income, net income or net cash flows of the property.

Heavy Equipment Financing

Traditional and non-traditional lending. Heavy equipment financing by means of a traditional or non-traditional loan can still be a more sensible route than a lease.